A clear, proven path to your financial goals. It starts with a quick Fit Call to understand your needs, followed by a Comprehensive Financial Plan that builds your foundation. From there, our Ongoing Planning with optional Investment Management provides continued guidance as your life and goals evolve.

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    Fit Call (20 Minutes)

    A quick, no-pressure conversation to:

    ✅ Confirm we’re the right fit
    ✅ Outline our process & next steps
    ❌ No advice provided

    Schedule Now
  • Close-up of a giant sequoia trunk in a sunlit forest.

    One-Time Financial Plan: $2,000

    A 90-day, deep-dive planning process to create a complete roadmap for your finances:

    ✅ Cash flow, Budgeting, and Debt
    ✅ Investment Portfolio Design (Asset Allocation and Location)

    ✅ Tax Optimization (Contributions, Withdrawals, Tax Loss Harvesting, Backdoor Roth, Mega Backdoor Roth)

    ✅ Employee Benefits (Insurance, 401(k), HSA, Equity Comp)

    ✅ Insurance Coverage Review
    ✅ Estate Plan Review (Beneficiary Audit, Incapacity, Wealth Transfer, Document Checklist)

    ✅ Financial Independence / Retire Early (Readiness, Projections, Semi-Retirement, Coast FIRE)

    ✅ Scenario Analyses (job change, relocation, etc.)

    ✅ Includes 60 days of follow-up support after plan delivery

    Option to transition to ongoing planning ($250 / month) for continued guidance and portfolio management

    ❌No Product Sales or Commissions

    Start Your Plan
  • Sandy beach with turquoise water and a catamaran anchored offshore

    Ongoing Planning w/ Optional Investment Management: $250/month

    Dynamic, year-round guidance to keep your plan and portfolio aligned as life and markets change:


    ✅ Quarterly Check-ins: review progress, rebalance portfolios, and update goals

    ✅ Proactive Tax & Planning Touchpoints: Benefits season, year-end tax planning, Roth conversions

    ✅ Goal Tracking and Accountability: Stay on course toward your financial independence goals
    ✅ Optional Investment Management: Flat-fee portfolio management using globally diversified, low-cost funds

    ✅ Financial Independence/ Retire Early Projections: Updated as income, spending, and savings, evolve

    ✅ Scenario Analyses: Evaluate job changes, relocations, or other major life decisions

    ❌No % of asset fees (flat fee only)

    ❌No Product Sales or Commissions

    Start Your Plan

Ready to get started?

Book a Fit Call

Frequently Asked Questions

  • Answer: A financial plan evaluates your current finances, clarifies your goals, and lays out a prioritized, step-by-step strategy to reach them. It coordinates cash flow, investments, taxes, insurance, and estate basics, and includes clear next actions and timelines.

  • Answer: It delivers conflict-free expertise and a clear, prioritized roadmap—helping you avoid costly mistakes, coordinate taxes and investments, and make faster, more confident progress toward your goals.

  • Answer: The one-time financial plan usually takes 3–4 meetings over about 90 days.
    Clients who continue with Ongoing Planning have quarterly meetings plus additional check-ins during key times like benefits season or year-end tax planning.

  • Answer: Flat $2,000 for a comprehensive one-time financial plan.
    Ongoing planning with optional investment management is available for $250/month.

  • Answer: We invoice one-time planning fees securely through AdvicePay (bank or credit card).
    For clients enrolled in Ongoing Planning with Investment Management, the flat monthly fee of $250 can be paid through AdvicePay or deducted directly from your managed Schwab account.

  • Answer: Yes. As a CFP® professional at a fee-only RIA, we act as a fiduciary 100% of the time.

  • Answer: Yes—virtual nationwide (via Zoom). We’re based in East Tennessee and serve clients across the U.S.

  • Answer: Yes. Investment management is available with ongoing planning for a flat monthly fee—no AUM charges and no commissions.

  • Answer: We recommend passive investing via a portfolio of low-cost, globally diversified index funds, tailored to your unique goals and risk tolerance, with periodic rebalancing and a tax-aware implementation.

  • Answer: Life and markets change—your plan should, too. Ongoing Planning provides quarterly reviews, tax and benefits touchpoints, and proactive guidance to keep your finances aligned with your goals year after year. It’s ideal if you want continuous accountability and expert help with updates like rebalancing, tax strategy, or major life transitions.

  • Answer: Investment management is available for clients who prefer to have their portfolios professionally implemented and maintained. We manage investments using globally diversified, low-cost funds under a flat-fee structure—never a percentage of assets. You maintain full control of your accounts at Schwab while we handle rebalancing, tax-loss harvesting, and coordination with your overall plan.Item description

Still have questions? Let’s talk it through.

Book a Fit Call