Maximizing Returns Doesn’t Always Mean Better Outcomes
Higher expected returns don’t guarantee better real-life results. Here’s what happened to two retirees who started in 2000 vs 2003—and what it means for your allocation.
How Smart Financial Planning Can Help You Spend More Over Your Lifetime
Most people think financial planning is about saving the most. In reality, smart planning can help you spend more over your lifetime—through compounding, taxes, and timing.
Your Employer Stock Is Down—Now What? (An EMN/Eastman Example)
Employer stock is down? This post shares a rules-based framework to measure concentration risk, set a target, and de-risk tax-aware—using EMN/Eastman as an example.
Optimize vs. Maximize: Why “More” Isn’t Always Better in Your Financial Life
Good financial decisions aren’t about maximizing every metric. They’re about optimizing your plan so it supports flexibility, sustainability, and real life.
FI Series # 10: Estate Planning for FI- a Playbook for Wealth Transfer
Protect your family and your FI plan. Learn how to use wills, POAs, revocable trusts, TOD/POD, lifetime gifting, DAFs/QCDs, and tax-smart wealth transfer.